OVERVIEW

Monitor Benefits provides a suite of professional services and hosted software services that help school districts manage eligibility, enrollment, billing, and other administrative functions for life and health benefits.

Over the past two years we have demonstrated our ability to help school districts like yours realize significant cost savings in the management of benefits programs. We have built partnerships with the leading carriers and brokers that serve school districts. Most importantly, we have gotten dramatic and consistently positive feedback and support from the school districts themselves.

Did you know that Americans spend nearly 20% of the total $2.5-trillion costs of health benefits on administration – that’s over $500-billion in 2005 alone!

Major portions of the administrative costs result from errors:

• Errors in eligibility handling
• Errors in enrollment
• Errors in billing and payment handling

Monitor Benefits dramatically and quickly reduces these errors -- guaranteed. We charge no upfront fees for our services or for the tools we provide to you and your broker. We earn our fees from direct cash savings -- you literally pay us after the fact with a modest share of the actual money (hard dollars) you save.

We have now begun a national rollout of the Monitor Benefits AIM system. We will only work with a small number of school districts during this first phase of our rollout. Due to overwhelming demand in California, we have available only six (6) slots for new clients between now and the end of 2006.

The Monitor Benefits AIM system works -- right from the start and every month thereafter -- and it allows you to clearly and easily see these savings. The basics of the system are simple:

1. Audit
2. Integrate
3. Monitor

If you would like to explore the opportunity to work with Monitor Benefits and take advantage of our unique no-risk, guaranteed benefits cost reduction program, contact Monitor Benefits.